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生活保險公司的解決方案

examone的解決方案套件帶來了速度,清晰度和輕鬆的包銷過程

ExamOne, a Quest Diagnostics company, has been a leader helping insurers complete the life insurance underwriting process since 1972. Our value-added services are designed to make the life insurance application process quick and convenient for consumers, insurance agents and insurance companies.  We never forget that behind each policy is someone making an important decision for his or her family’s future.

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Actionone是一個Quest Diagnostics公司,一直是幫助保險公司自1972年以來完成人壽保險承保進程的領導者。我們的增值服務旨在使人壽保險應用程序快速方便消費者,保險代理商和保險公司。我們永遠不會忘記每項政策背後是為他或她的家庭未來做出重要決定的人。

傳統的承保要求

Our team of professionals specialize in obtaining medical information directly from the individual. We have the ability to conduct a personal history interview online or over the phone. Our interview scripts usually include questions to obtain personal and family medical information, as well as details on hazardous activities and financial information, but can be customized as needed. 

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Many times applicants are required to have a paramedical exam performed. This typically includes the recording of height, weight, blood pressure and pulse and may also include a specimen collection. Through Quest Diagnostics, we have more than a thousand Quest Patient Service Centers available to life insurance applicants. Additionally, we have 1,500 ExamOne exam centers and 6,000 mobile examiners who can travel to the applicant's home or office to complete this requirement. 

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ExamOne's laboratory has been serving the life insurance industry for more almost 50 years. Our main laboratory testing site for risk assessment specimens is located in Lenexa, KS with an additional testing laboratory located in St. Louis, MO. 

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我們的專業團隊專注於直接從個人獲取醫療信息。我們有能力在線或通過電話進行個人曆史訪談。我們的麵試腳本通常包括獲取個人和家庭醫療信息的問題,以及有關危險活動和財務信息的詳細信息,但可以根據需要進行定製。

許多次申請人需要進行輔助考試。這通常包括高度,重量,血壓和脈衝的記錄,並且還可以包括樣本收集。通過Quest Diagnostics,我們有超過一千個Quest患者服務中心可供人壽保險申請人提供。此外,我們還有1,500名審查中心和6,000名移動考官,他們可以前往申請人的家庭或辦公室來完成這一要求。

凱索的實驗室已經為人壽保險行業提供了近50年的服務。我們的風險評估標本的主要實驗室檢測部位位於嘉全,KS,位於莫聖路易斯的額外測試實驗室。

實時,健康數據見解

Backed by Quest Diagnostics, our unique data solutions deliver an unmatched, robust view of an applicant’s health history. Through LabPiQture™, insurers receive a 7-year longitudinal health history of an applicant through a database of clinical laboratory testing results.* This exclusive data set includes testing results for millions of unique patients.

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Additionally, our prescription history database, ScriptCheck® reports on 24 billion prescriptions from the country’s largest pharmacy benefit managers and retail pharmacy chains. Cash prescriptions and uninsured prescription refills are also discovered through our ScriptCheck database.

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Whether using these data sources as part of an accelerated underwriting program, or as a supplement to the traditional, full underwriting requirements, our data solutions provide in-depth insights to help life insurers make quick and confident decisions.

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通過Quest Diagnostics支持,我們獨特的數據解決方案提供了對申請人的健康曆史的無與倫比的,穩健的觀點。通過Labpiqture™,保險公司通過臨床實驗室檢測結果數據庫獲得申請人的7年縱向健康曆史。*這個獨家數據集包括數百萬獨特的患者的測試結果。

此外,我們的處方曆史數據庫,ScriptCheck®報告該國最大的藥房受益經理和零售藥房鏈中的240億處方。通過我們的ScriptCheck數據庫發現現金處方和未保險的處方補充。

無論是使用這些數據源作為加速承保程序的一部分,還是作為傳統,完全承保要求的補充,我們的數據解決方案提供了幫助生活保險公司快速和自信地決策的深入見解。

我們的完整投資組合包括:

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  • Laboratory testing
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  • Paramedical exams
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  • Personal history interview 
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  • Attending Physician Statements (APS)
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  • Electronic Health Records (EHR)
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  • Prescription history
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  • Clinical laboratory testing history
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  • Medical claims
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  • Inspection reports
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  • Motor Vehicle Reports
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    • 實驗室測試
    • 輔助醫學考試
    • 個人曆史麵試
    • 參加醫生陳述(APS)
    • 電子健康記錄(EHR)
    • 處方曆史
    • 臨床實驗室檢測曆史
    • 醫學索賠
    • 檢查報告
    • 機動車報告
    ExamOne's data tools and traditional solutions bring speed, clarity, and ease to underwriting decisions. 

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    審查的數據工具和傳統解決方案帶來了速度,清晰度和輕鬆的承保決策。

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    了解我們的解決方案如何幫助生活保險公司簡化承保流程。

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    其他行業服務於

    審查數字

    百萬

    人壽保險考試每年完成

    6000

    審查員

    百萬

    基於電話的醫療曆史每年采訪

    75%

    CSAT與消費者
    Baidu
    map